Starr supports the construction of large-scale data centers and technology projects with market leading risk management and claims services with in-force coverage on current projects with insured values exceeding $100 billion.
Our team brings extensive experience in insuring both the construction and operation of data centers, chip and semiconductor plants —including primary and excess construction coverage, builder's risk, robust cyber protection, and specialized coverage for energy sources such as standalone equipment and mobile power generators.Target Risks
- Hyperscale, colocation, and enterprise data centers
- Semiconductor fabrication plants and chip manufacturing facilities
- Cloud service providers and managed hosting operations
- Data center and chip plant developers, owners, and operators
- Mission-critical sites with high uptime and advanced infrastructure
- Facilities with sophisticated power, cooling, and security systems
Product Highlights
- All-risk property coverage, including equipment breakdown and business interruption
- Delay in completion / Delay in start-up for construction projects
- Flexible solutions and collateral options for projects, both owners and operators
- Off-site materials coverage available
- Property in transit
- Bespoke, customizable policy forms and manuscript endorsements
- Admitted and non-admitted paper available
- Worldwide coverage for global data center and chip plant portfolios
- Package and mono-line options
- Dedicated account service and claims teams
Coverages Available
Casualty
- Construction Primary with a Supported Lead Placement; $25M in limits available on ventilated basis
- General Liability (including premises, operations, and completed operations)
- Workers’ Compensation
Coverages Available Continued
Property
- Builders Risk (for new construction and major renovations) Up to $500M+ per location / project (subject to underwriting)
- Delay in startup
- Property Damage (including fire, flood, equipment breakdown, and natural catastrophe)
- Inland Marine (EDP, installation floaters, transit, offsite storage)
- Boiler & Machinery / Equipment Breakdown
- Business Interruption & Extra Expense (including Related energy infrastructure: power generation plants, renewable energy installations, and utility connections
Deductibles
- Property / Builders Risk: Starting at $25,000 (flexible based on risk profile)
- Liability Lines: Starting at $250,000 Workers' Comp / $500,000 General Liability
- Energy / Primary Program Structure: Guaranteed Cost, Large Deductibles/SIRs, Fronting Programs
Risk Management Services
- Pre-Construction & Operational Risk Assessments: Site security, fire protection, water supply, and business continuity planning
- Builders Risk Monitoring: Ongoing risk assessments during construction
- Certified Jurisdictional Object Inspections
- Loss Control Consulting: In-house and third-party experts for property, liability, and cyber exposures
- Incident Response Support: 24/7 claims and crisis management
INSIGHTS
Insights08 January 2026
Data Center Staffing in Rural Locations and Skilled Labor Availability: Impacts on Construction Time, Cost, and Builders Risk Insurance
Data center development is expanding into rural locations driven by lower land costs and access to renewable energy, requiring construction teams to address challenges around workforce availability. An inability to properly staff projects with a specialized & skilled labor force can harm project schedules and increase costs, with direct implications for Builders Risk insurance.
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